Finding a Plan for Paying Off Debt Incurred Through Sexual Addiction

dollar bills and change on a table

Contributor: Crystal Karges, MS, RDN, IBCLC Special Projects Coordinator at Eating Disorder Hope/Addiction Hope

The consequences that result from sexual addiction can be devastating and lasting, even beyond the time sought for treatment and recovery. One side effect from sexual addiction includes financial debt and ruin, which can occur for multiple reasons.

A person who is dealing with sexual addiction may be unable to maintain their job or career due to their behaviors, and this loss of income can cause debt to incur rapidly. Other individuals who struggle with sexual addiction may find themselves spending money beyond their needs and income sources in order to keep up with their lifestyle and habits with sexual addiction.

Many individuals dealing with sexual addiction may spend money on various sexual behaviors and activities, including pornography purchases, prostitutes, night clubs, sex clubs and more. Whatever the situation may be, a person struggling with sexual addiction may quickly find themselves in financial ruin and unable to dig themselves out of debt.

Financial Planning

If you or a loved one has struggled with sexual addiction and resulting financial destruction as a result of these behaviors, it is important to know that there is a way out. Careful financial planning can help you get back on the right track, pay off debts, and begin to appropriately use the resources you have.

It is important to first address the sexual addiction itself and work with a team of professionals to recover from an underlying issues associated with this intimacy disorder. With the sexual addiction under control, it can then be easier to focus on addressing your financial situation.

Man driving truckYou may benefit from working with a financial advisor, or even just someone you trust who is wise with money. First, it is important to understand exactly what you owe and the total outstanding debt you have. Then, look at your resources to evaluate your income on a monthly basis.

Creating a budget can help you assess what expenses you have and ways that you can perhaps save money in other areas. With a budget established, you can then determine how much money you have available from your monthly income to pay towards your debt, paying off higher priority bills first.

If you find yourself living from paycheck to paycheck, consider alternative forms of income, such as finding a second job or selling off items you may not need. Having a plan set in place is essential to repairing your life financially and making smart decisions with the resources you may moving forward.

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Crystal Karges

Crystal is a Masters-level Registered Dietitian Nutritionist (RDN) with a specialty focus in eating disorders, maternal/child health and wellness, and intuitive eating. Combining clinical experience with a love of social media and writing, Crystal serves as the Special Projects Coordinator for Eating Disorder Hope/Addiction Hope, where her passion to help others find recovery and healing is integrated into each part of her work.

As a Certified Intuitive Eating Counselor, Crystal has dedicated her career to helping others establish a healthy relationship with food and body through her work with EDH/AH and nutrition private practice.

The opinions and views of our guest contributors are shared to provide a broad perspective of addictions. These are not necessarily the views of Addiction Hope, but an effort to offer discussion of various issues by different concerned individuals.

We at Addiction Hope understand that addictions result from a combination of environmental and genetic factors. If you or a loved one are suffering from an addiction, please know that there is hope for you, and seek immediate professional help.

Last Updated & Reviewed By: Jacquelyn Ekern, MS, LPC on November 17, 2015
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